Non-QM Senior Underwriter (Aspire)

Company: Redwood Trust Inc
Location: Englewood
Posted on: January 14, 2026

Job Description:

Job Description Job Description *Please note that this role is open to Denver, Dallas, Minneapolis, and Remote Position Summary The position requires expert mortgage underwriting and credit knowledge, clear communication skills, consistently outstanding client service, and proven problem solving and decision-making skills. The successful candidate must have a high level of interaction with internal parties (trading, sales, legal and compliance, structured finance) and external parties (Sellers, 3rd party service providers). This position requires the candidate to be a subject matter expert in the conforming and non-conforming space for Non-QM loans. Responsibilities & Duties Ability to analyze the underwriting of conventional and jumbo Non-QM mortgage loans in a timely manner for completeness and compliance with Redwood purchase guidelines and approved Seller variances Must be able to analyze multiple alternative income methods of income, (ie: complicated tax returns, bank statements, DSCR, 1099, asset depletion.) Manage loan conditions from credit, property, and compliance reviews with Sellers and external 3rd party service due diligence providers Evaluate and provide recommendations for underwriting waivers and eligibility exceptions Clearly communicate, in written and verbal form, compensating factors to justify exceptions Provide support to Redwood Sellers by evaluating and supplying feedback on loan scenarios, at times based on limited information Understand and effectively work with Seller variances to product eligibility and underwriting guidelines Participate in and provide clear feedback on credit policy recommendations Maintain strong knowledge of mortgage compliance rules agency underwriting guidelines and industry standards for appraisal requirements and regulatory compliance Participate in evaluating current loan review processes and provide feedback and recommendations to increase efficiency and risk management capabilities Participate with Credit in onboarding new Non-QM sellers and provide underwriting training as needed Consistently access third party services (valuation, fraud, compliance) to provide valuable input for loan decisions Required Experience & Education 7 years of recent mortgage industry experience 3 years recent conforming Non-QM underwriting experience 3 years of recent jumbo Non-QM underwriting or complex/alternative income analysis Expert underwriting knowledge and extensive experience with loan origination documentation as well Fannie and Freddie selling guides Technologically savvy, with the ability to work in varied systems Proficiency with Excel, loan origination systems, automated underwriting engines, electronic document management and other systems High attention to detail and effective problem-solving skills Excellent client service skills Excellent oral and written communication skills Excellent multi-tasking skills and ability to manage multiple tasks simultaneously Analytical thinking ability, diplomacy and professionalism A reasonable estimate of the total compensation range for this role is $92,000-$112,000. The actual salary offer to the successful candidate will be based on job-related education, geographic location, training, licensure and certification, and other factors. CoreVest also offers a competitive benefit package including discretionary corporate bonus program, multiple health plans, STD and LTD options, company sponsored life insurance, fitness reimbursement, paid parental leave, time to volunteer, Paid Time off, ESPP, and 401K matching. At Redwood Trust, we are committed to fostering an inclusive workplace where diversity is valued, and everyone has the opportunity thrive. We welcome applications from individuals of all backgrounds and experiences. We are an equal opportunity employer and value diversity at our company. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.

Keywords: Redwood Trust Inc, Parker , Non-QM Senior Underwriter (Aspire), Accounting, Auditing , Englewood, Colorado